Mortgages

We are fully regulated by the Financial Services Authority (FSA) as fully independent mortgage advisers and as such we give unbiased advice on the whole of the UK residential mortgage market (the FSA does not regulate buy-to-let mortgages).

Since conception we have developed a reputation for providing high quality mortgage advice and a personal, discreet service for people moving home, raising funds on an existing property or buying property for investment.

We operate principally in the area of residential housing, although we also arrange mortgages for the purchase and refinancing of commercial properties.

During the last 18 years, we have sourced finance for numerous clients ranging from £30,000 up to well over £3,000,000, with Bank Base Rates varying over the 18 year period from 11% down to 0.5%.

With thousands of mortgages from over a hundred lenders how are you going to find the best deal?

Even if you have already seen an offer with a cheap headline interest rate there are other things to consider;

How much you can borrow?
Are there any mortgage penalties?
What mortgage arrangement fees might be imposed?
What is the difference between a fixed, discount or tracker mortgage?

As independent mortgage brokers, it means we have access to the whole of the mortgage market enabling us to search 10,000 mortgages from over 100 different lenders to find the right mortgage for you. This assists us to arrange the most appropriate mortgage for the applicant in the quickest possible time, often obtaining a mortgage offer within a week. We are confident we are able to select the solutions and products that are right for you.

We talk to you about what is important to you and then find the product that best suits your needs. For most people the mortgage is their largest monthly outgoing. Getting the wrong mortgage can cost you thousands of pounds more than it needs to.

Residential Mortgages
Remortgages
Whole of Market Access
Buy to Let
Let to Buy
Self Cert
Commercial