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For those with estates exceeding the nil rate band (currently at £325,000 2009/2010) there is a potential liability for an inheritance tax charge at 40% on the excess. Since it was established, Montpellier Asset Management has helped clients create strategies to reduce the impact of this tax, ensuring that as much of their estate as possible passes to their loved ones, and not the taxman.

Inheritance Tax is, indeed, the easiest of taxes to mitigate but in most cases there is no overnight solution. Montpellier Asset Management’s view is that the best approach for most people will be a sensible combination of a number of measures. Regulation and tax laws might change and a new government might increase the Inheritance Tax threshold or introduce a basic and higher rate tax system for Inheritance Tax. As with every aspect of your finances, it is important to have the flexibility to change rather than putting all of your eggs in one basket.

We firmly believe that the only way to advise our clients effectively is on a long-term basis. We are very proud of what we do and look forward to a long and mutually profitable relationship.

We have developed many long-term working relationships with other professional advisers, including those in the fields of law and accountancy. Our objective in pursuing this strategy has always been to ensure that our mutual clients receive the best, independent advice available.

The advice we give is delivered through personal and long term client relationships. So as your needs and goals change with time, you can be confident that we will be there to review and adapt your individual strategy to ensure your continuing financial security and economic freedom.

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